Par Plus One Mortgage is a company that follows in the footsteps of its name.  All of our clients receive Par pricing.  “WHAT IS PAR?”  Par is the base price or rate that a banker or broker receives, “A START RATE.”  For example, when you go to buy a car from a dealership they buy the car for what is called, “THE TISSUE PRICE” or the (dealership invoice).  The tissue price is the dealership’s cost for the vehicle.  They then try to sell you the car for the Manufacture’s Suggested Retail Price (MSRP).  The difference between the tissue and the MSRP is what the dealership makes as a profit on the sale of the car.  What if a car dealership were to guarantee you the tissue price on every vehicle on their lot?  What if they did this with no hassle or haggling?  What if they just charged the tissue price or the dealership cost on the vehicle and then just charged a fixed rate or fee across the board?  The company would probably be called, “Saturn.”  What if there was a mortgage bank or broker that guaranteed you the tissue price, the dealership cost, or in this case the PAR rate?  Par Plus One Mortgage is MAKING HISTORY!!!  We are guaranteeing every client of ours PAR pricing, regardless of their credit score, income type, equity position, first time home buyer, bankruptcy, chapter 13, chapter 7, no income verification, you name it.  This is the LOWEST RATE that a, BANK, MORTGAGE COMPANY, or BROKER can offer you without it costing them or you.  The best part about PAR is that it is determined by the open market and almost every lending institution has the same PAR rate across the UNITED STATES.  People ask two questions when applying for financing.  What is the rate?  With us it’s always PAR!  What are my closing costs or really how much are you going to charge me?  We charge 1% of the loan amount you borrow.  <?xml:namespace prefix = o /><?xml:namespace prefix = o />

For Example:

$300,000.00 = $3,000.00

$100,000.00 = $1,000.00

$250,000.00 = $2,500.00 

WE ARE BUILDING A COMPANY FOR CLIENTS BY CLIENTS.  We invite you into the doors of our company not only to become a client but also to build this company with us as a licensed mortgage solicitor.  Imagine, if you will, a part time business or opportunity that has unlimited income potential.  We don’t want our clients to leave their jobs, but work in conjunction with their full time jobs to make extra cash or income.  For example, if the average loan size were $300,000 dollars the 1% fee that is charged would be $3,000.00 dollars.  We would pay you 30% on the revenue earned.  This would be $900.00 dollars.  One might ask, “How can I solicit mortgages when I don’t know the first thing about them?”  The answer is simple; all we require is that you fill out the application and fax it into us and we process it from that point on.  If you have ever filled out a job application then you can fill out a mortgage application.  No sales experience is necessary because we are not up selling our rates; everyone is priced at PAR.  We have a product that you can feel good about going to your friends and families with.  Please ask to speak with Robin R. Crespo about our part-time opportunity to become part of his company and make history with him as we reshape the mortgage industry.  Since our pricing model is fair and firm we believe our clients can help their friends and family and be compensated for their efforts. IF YOU WANT TO GET INVOLVED WITH OUR COMPANY AS A CLIENT, TO BE APPROVED FOR FINANCING TO BUY A HOME, OR REFINANCE YOUR FIRST OR SECOND MORTGAGE, CONSOLIDATE YOUR BILLS OR COME TO WORK WITH US AS A MORTGAGE SOLICITOR. YOU CAN EMAIL Robin R. Crespo at rcrespo@parplusone.com or call him directly at 973-942-6710.  If you have suggestions, a question, comments, inquires, or you just want to say hi, we look forward to your correspondence with us.  Again I can’t thank you enough for reading about our company and passing it on to everyone on your contact list, thank you. 

Sincerely,